Use case · Income verification

Income and bank statement analysis

Turn bank statements, salary slips and tax returns into verified income and cash-flow figures for lending decisions.

Documents in

  • Bank statements, including scans
  • Salary slips and Form 16
  • Tax returns and financial statements
  • Business registration documents

What your team gets

  • Every transaction row captured
  • Deposits reconciled against stated income
  • Missing months and pages flagged
  • Figures ready for the credit memo
What is included

Built for real-world documents

Transaction-level detail

Full transaction tables, not just opening and closing balances.

Reconciliation

Compare income claimed with income observed.

Continuity checks

Gaps in statement periods are flagged and can be requested from the applicant.

See the output

What comes back, and what gets checked

Each document returns structured fields with confidence scores, plus the results of your validation rules. Anything uncertain goes to review.

Illustrative example with sample data.

Avg. monthly credit₹ 84,210
Months covered3
Salary credits3 of 3 found
Closing balance₹ 1,26,540
Salary matches pay slipPass
Statement continuityPass
Unusual large creditReview
How it works

From document to data in four steps

1

Collect

Documents arrive by email, upload, SFTP or API.

2

Read

Sigixtract classifies, splits and extracts the fields and tables.

3

Check

Your rules and cross-checks run on every document.

4

Deliver

Clean data goes to your systems. Exceptions go to review.

FAQ

Common questions

Can it read scanned statements?

Yes. Scans and photographs are supported, and low-confidence fields go to review.

Does it calculate income?

It extracts the data and can apply the calculation rules you define.

See Sigixtract on your own documents

Send us a real invoice, statement or form. We will show you every field extracted and checked.